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Personal Cash Flow Forecast tool

18 July, 2013 by farhan Leave a Comment

cash_flow_forecast_tool

Hi guys, I’m sure I don’t even need to tell you why putting together a cash flow forecast is important but many of us don’t have the time to put one together.  I’ve put together a useful cash flow spreadsheet (.xlsx) that will help you to balance your expenditure against your goals that you have, […]

Filed Under: money management Tagged With: cash flow forecast, expenditure, expenses, money, personal finance, savings

The alternatives to pensions

8 July, 2013 by farhan Leave a Comment

the_alternatives_to_pensions

In the last twelve years I’ve had two staff jobs, totalling three years out of twelve.  The rest of the time has been contracting and freelance.  One of the main advantages a staff position gives over contracting is that it comes along with a company pension.  Here in the UK the company will contribute some, […]

Filed Under: money management Tagged With: investments, ISA, money, pensions, property, savings, work

Balancing the monthly budget

8 July, 2013 by farhan Leave a Comment

balancing_the_monthly_budget

Regardless of how big the desk surface is, it will always manage to be filled and get cluttered. Same with money, no matter how much you earn every penny seems to find a home somewhere. I’ve prepared a spreadsheet which you can download and enter in figures and descriptions on how the money is spent. […]

Filed Under: money management


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