After I finished the seventh draft of the book, I sent it to my editor. I had a few weeks before she would come back with her feedback so I started to work on the book cover design. There were three main cover ideas that I had, I then spent the next few […]
Personal Cash Flow Forecast tool
Hi guys, I’m sure I don’t even need to tell you why putting together a cash flow forecast is important but many of us don’t have the time to put one together. I’ve put together a useful cash flow spreadsheet (.xlsx) that will help you to balance your expenditure against your goals that you have, […]
The alternatives to pensions
In the last twelve years I’ve had two staff jobs, totalling three years out of twelve. The rest of the time has been contracting and freelance. One of the main advantages a staff position gives over contracting is that it comes along with a company pension. Here in the UK the company will contribute some, […]